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Benefit Planners & Company

(563) 359-8885

Disability Insurance


Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.  It encompasses paid sick leave, short-term disability benefits (STD), and long-term disability benefits (LTD).


Statistics show that in the US a disabling accident occurs on average once every second.  Nearly 18.5% of Americans are currently living with a Disability, and 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.


If you would like to obtain an Individual Disability Insurance quote, simply fill out the "Have a Question?" box to the left.  Please enter in the following information in the "Question" section.

  • Full Name
  • Date of Birth
  • Gender
  • State of Residence
  • Are you a Smoker?
  • Do you have Health Issues?
  • Are you Taking Medications?

Thank you for your interest!